Pink Piggy Vol. 2 Issue 1

The Pink Piggy

Better Business Bureau Military Line
Through Memoranda of Understanding with the Army, Navy, Air Force and Marine Corps, and through status as a Coast Guard Qualified Organization, BBB Military Line offers a variety of free services and consumer education to the military via local BBB outreach as well as on the Web. To go to the BBB Military Line® Web page for your branch of
the service . Stay current with articles for today’s military consumer plus the SGT Shopper column from Military Times. Kiplinger-BBB Personal Finance Guide for Military Families-This guide contains practical, easy-tounderstand
information about being financially prepared for deployment, buying a home, minimizing taxes, holding down
insurance costs and avoiding financial schemes that too often target military families. Helpful Links This section includes links to various military and consumer oriented sites http://www.bbb.com/.

A new federal student loan repayment plan goes into effect this month that could dramatically reduce payments for highly indebted borrowers.Called "income-based repayment,"
It's the newest of six repaymento ptions for federal student loans. Repayment doesn't base payments on a set payoff date. The payments are based on the borrower's income. The less you earn,the less you pay. This plan says that any borrower who has faithfully made payments for 25 years can have his or her remaining loan balance forgiven or wiped away at the end of that time. In addition, if you work for government or a nonprofit and repay for 10 years, you could have your loan balance wiped out under the Public Service Debt Forgiveness program. Depending on your income, your debt and the number of people in your household. If you are single and earning $20,000 annually, the most you'd have to pay against student loans is $47 a month.The program is only available for federal student loans under the Stafford, Grad Plus and federal consolidation loan programs. It applies only to Perkins Loans if they're consolidated into the Federal Family Education Loan or Direct Loan programs. The Project on Student Debt Website at tulsaworld.com/ibrinfooffers a calculator. The EducationDepartment calculatoris at tulsaworld.com/studentaidgov. Gather your loan information, showing New student loan repayment plan based on income: balances, type of loans and lenders. Then contact your lenders. If your lender will not offer income-based repayment, call the Education Department at 1-800-4-FED-AID and look into consolidating your qualifying loans into the federal government's Direct Loan program. This article published in part By Kathy Kristoff in Tulsa World’s Tribune Media Service Published: 7/12/09

Smart Driving-
Clean out the junk in your car's trunk and interior. The extra weight is a drag on efficient gas mileage -- about a 2% reduction per 100 pounds of weight. Ditto loading up the rooftop luggage rack and adding bike racks, so remove these between road trips. And sorry, Coco and Max: Dogs and their drivers might love leaving the car windows down as they travel on the highway, but that creates a strong drag that is even worse on the car's fuel efficiency. Roll up the windows and hit the AC when driving at high speeds.

Looking for company?
PlentyofFish.com. The free dating site

How to save on wrapping paper.
Instead of purchasing different types of paper buy a universal color, like yellow or green. This type of paper can be used for any occasion. Great idea, I always need little boy paper but have little girl paper on hand. You can use the same 'yellow' paper for Mother's Day or Father's Day.

Senate Bill 658 increases the daily penalty to $1 a day from 25 cents a day for those with an expired tag.

Having a Yard Sale is hard work but with planning can be money in your pocket!
• Advertise • Place signs in easy to find locations • Have multiple family yard sales—more stuff to sell • Pull most of your items out on the lawn so people can see it • Price everything & price it CHEAP • Hold your sale Friday and Saturday • Open at 7am for those hitting sales before they go to work • If you have children, they can hold a lemonade stand or sell cookies.

Things to do this Summer
Summer’s Fifth Night- Live music, every Thursday, all summer long. Utica Square's summer concert series serves up everything from jazz to rock to country. There's something different every Thursday and best of all, it's free! Pack a picnic or dine at one of our great restaurants as you unwind to your favorite local bands. Put on your dancing shoes, catch up with family and friends and win great prizes like Utica Square gift certificates and merchandise from Utica
Square merchants. Celebrate summer every Thursday at Utica Square. Every Thursday night in the summer, 7 - 9 p.m. Go to uticasquare.com for details.